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                    > Credit Grade Calculator

                    Credit Grade Calculator


                    Please enter the information as best you can to find out your credit grade.
                    Section A: Mortgage Lates
                    Within the last 24 months have you had any late payments on your mortgage?

                    If yes, continue, otherwise skip to section B.
                    Number of Mortgage Lates
                    Within the last 12 months
                    Between 13 and 24 months ago
                    30-59 days late
                    30-59 days late
                    60-89 days late
                    60-89 days late
                    90+ days late
                    90+ days late
                    Are you currently late on your mortgages?
                    Section B: Consumer Loan Lates
                    Have you had any late payments on your credit cards, auto loans, student loans or any other consumer debts?

                    If yes continue, otherwise skip to section C.
                    Number of Consumer Lates
                    Within the last 12 months
                    Between 13 and 24 months ago
                    30-59 days late
                    30-59 days late
                    60-89 days late
                    60-89 days late
                    90+ days late
                    90+ days late
                    Are you currently late on your consumer loan payments?
                    Section C: Collections, Charge offs, Judgments, Tax Lien
                    Do you have any collections, charge offs, judgments or tax liens?
                    Section D: Bankruptcies
                    Have you been bankrupt during the last 7 years?
                    Section E: Foreclosures
                    Have you had any foreclosures during the last 7 years?
                    Section F: Payment load
                    Do you have a lot of consumer debts, such as credit cards, auto loans, student loans, etc.?
                    Section G: Equity in your property
                    The value of my house is $
                    The total amount of loans on my house are $


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                    the Hawaii Association of Realtors and the Hawaii Island Board of Realtors.

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